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Explore, Learn, Buy, Sell Fort Hood, TX Real Estate

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Buy a Fort Hood Area Home!

Get the Most

On Time

With a Great Experience

Serving Killeen, Copperas Cove, Harker Heights and surrounding areas.

1 BACKGROUND
2 TYPE
3 LOCATION
4 BUDGET
5 DESIRES
6 YOUR INFO
  • What has you considering purchasing a home in the Killeen / Fort Hood area?
  • Are you buying a home to occupy yourself as a personal residence or as a rental / investment?
  • Approximately when do you need to have your home purchased and secured?
  • Approximately when do you want or expect your current home to sell?
  • If month to month, just put one month out.
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  • There are three main types of homes - resale homes (already built), new construction homes from a builder, and bank foreclosed homes. Each has its own pros and cons.
  • You can buy a multi-family (duplex/fourplex) with most residential loan types. Buying a multi-family can be a great way to both find a home plus start building an investment real estate portfolio.
  • "Fixer upper" homes and foreclosures may need some money up front to get them in good shape, but can also be great deals.
  • Share the property addresses you are interested in here!
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  • Are you particular about a city? Killeen/Copperas Cove/Harker Heights comprises most of the "Fort Hood Area", including smaller communities like Nolanville and Kempner, all within approximately a 25 minute drive from the military post. Temple/Belton is about a 45 minute drive east. Georgetown is about 45 minutes to the south, with Round Rock and the Texas capital of Austin still further beyond.
  • Which schools, if any, are you particular about?
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  • If you aren't familiar with the loan types, don't sweat it. Just leave it as is and we'll figure it out!
  • Including monthly taxes and insurance.
    Please enter a value between 200 and 5000.
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  • What are the three features your home absolutely must have.
  • What are three features you would like, but aren't deal breakers.
  • What are your three deal breakers that a home can't have?
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  • Are you already working with an agent, or know the name of an agent you would like to work with?
  • If already working with an agent, what is their name and company?
  • Are there any parts of the home buying process you are still unsure of, or any other items about you we need to know?
  • We're going to hunt them down and thank them!
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Step by Step: How to Buy Your Home


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Step 1: Find a Realtor

Even if you are still deciding between renting and buying, a quality real estate agent, or Realtor®, will help get you the information you need to make that decision.  They can let you know what you can expect in the area for your budget, and what other considerations about the process that may impact your decision making.

How to Choose a Quality Realtor
Rent or Buy?

GET STARTED!


Step 2: Find a Lender

You can’t make a decision until you know what your options are. When talking to a lender, you will discover what loan types and rates you can qualify for, what a hypothetical mortgage payment would be, and compare those number to what you would pay in rent for a comparable home.

5 Tips on Choosing a Lender
Budgeting Your Monthly Payment
Types of Loans

GET STARTED!

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Step 3: Search Homes

Your Realtor® will likely be your #1 resource.  Let them know what your priorities are, and they will come up with some ideas and suggestions.  But that doesn’t mean you can’t look yourself!  Browse homes on sites like www.hoodhomesblog.com for more home ideas in your area!

Why a Realtor Can’t Find Your Home
Why You Shouldn’t Use Zillow or Trulia to Search Fort Hood Homes

GET STARTED!


Step 4: Choose a Home

Your Realtor® can’t do this one for you, though they can get as much information about the homes as you need to make a decision to move forward.  This is all about what fits your tastes, your needs, and your budget best.

9 Tips to Avoid Becoming House Poor

GET STARTED!

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Step 5: Make an Offer and Negotiate

Your agent can research market information to come up with a reasonable value for the home and recommend an offer.  In hot markets, you may have to act fast and be seller friendly if you want the home.  In slower markets, it can be buyer friendly and you may be able to get more concessions from the seller.

The seller may accept your offer, counter, reject, or do nothing.  Depending on their response, it may be time to begin negotiating. Once you’ve both agree and sign the offer, you have an executed contract!

Don’t Sign a Contract with a Builder Until You’ve Done These 5 Things
The Contract
Choosing a Price

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Step 6: Do Your Due Diligence

Ask for an option period. This is a time to do your due diligence, to include ordering inspections (general, pest, septic, well, and any others as applicable).  During this time, you can walk away from the contract for just about any reason.

Inspections are out of pocket expenses, so be prepared to spend at least a few hundred dollars.  Better to spend a few hundred now and be confident that your home is not a lemon!

Use the Seller’s Insurance to Get a New Roof
Do Your Due Diligence and Home Inspections
Paragraph 23: The Option Period

GET STARTED!

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Step 7: Get Insurance

Again, your Realtor® will be able to recommend some insurers.  If you have a lender, the lender will require proof of insurance before you can close.  Once you’ve found an insurer, simply give them your title company and lender information and they will work out the paperwork to start your insurance on closing day.

GET STARTED!


Step 8: Close

On closing day, you will officially become the new homeowner!  It is also the day everyone pays or gets paid.  In Texas, the title company will hold onto everyone’s money and then disburse it to whomever is supposed to get it.  You and your spouse will have to sign.  Usually it is done in person, however it can also be done remotely with a notary.

Usually a few hours after signing, all the money is disbursed and you get keys to your new home!

GET STARTED!

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Step 9: Move!

Congratulations!  You have a new home!

Right after closing, it is recommended you get your water, electricity and gas turned on right away.  You should also get the home rekeyed at the earliest opportunity. If you felt your agent was helpful, help them back by asking where you can submit a review, and also referring friends, family and colleagues!

Don’t Forget To Do These 1,723 Things After You Close

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What Next?

Schedule an interview with us today!  We will get you all the information you need to make a decision about your next step. There is no commitment, just information!

GET STARTED!
Brian E Adams, Realtor

Brian E Adams, Realtor, GRI
StarPointe Realty
1604 South W S Young Drive
Killeen, TX 76543
(512) 763-7912
brian@hoodhomesblog.com
Licensed in the State of Texas

 

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