The second step in the home buying process (after locking down a Realtor) is to find your lender. These lenders are local to Central Texas, which is an asset compared to some of the out-of-state options. I’ve worked with each personally (including on my own homes!) and encourage you to reach out to one or all three!
As with all vendors that I recommend, I do not get any compensation from these folks for recommending them. Instead, they earn their way here by providing my buyers with great service.
Tanja Allen
Fairway Independent Mortgage Corporation
NMLS #: 255202
103 E FM 2410 Rd
Harker Heights, TX 76548
Office: (254) 449-8246
Cell: (254) 681-0163
tanjaa@fairwaymc.com
www.tanja-allen.com
I’ve used Tanja (TAHN-ya) twice for my own homes in Killeen. Tanja is a local legend and is one of the top producing loan originators in the Fort Hood area. She is a high energy go-getter, famous for her speedy escrows, and whom I trust completely. I highly recommend Tanja for just about every type of buyer.
VA – FHA – Conventional – USDA – Tex Vet
Robert Pippin
Fairway Independent Mortgage Corporation
NMLS #: 438405
2212 Sunny Ln
Killeen, TX 76541
(254) 634-8886 (office)
(254) 931-4244 (cell)
www.robertpippinloans.com
robert.pippin@fairwaymc.com
I’ve worked closely with Robert, a VA loan and Tex Vet expert. Robert and his family are close to the local real estate community. A Texas native (who happened to attend my father’s same high school in Conroe, TX), Robert has a very consultative style that helps walk you through all your different options as a home buyer. I highly recommend Robert to military buyers, especially veterans with VA disability.
VA – FHA – Conventional – USDA – Tex Vet
Brian Rulison
The Federal Savings Bank
NMLS #: 1544150
Cell: 580-917-8358
brulison@thefederalsavingsbank.com
www.bthebanker.com
A fellow West Point alum, Brian and I both left the Army for real estate (albeit a few years apart), except instead of as an agent, Brian became a lender. Brian was an Infantry officer for seven years, including two deployments to Iraq in 2011 and another to Afghanistan in 2015. His duty stations included Fort Campbell and, of course, Fort Hood, TX. His first hand experience in the Army has proved invaluable to his military customers.
Brian impressed me during our first deal together. He was one of the most hands-on, detail-oriented, and responsive lenders I’ve ever worked with, and I’ve gone on to do much more with him. I highly recommend him to buyers in the Fort Hood and Central Texas market.
VA – FHA – Conventional – USDA
For Texas Veterans
Be sure to ask any lender about the “Tex Vet” Program. Used in conjunction with the VA Loan, it offers it’s own, competitive rates, and a 0.5% rate drop for veterans with at least 30% VA disability, meaning a tremendous discount to your rate, saving you potentially $10s or $100s a month on your mortgage.
Articles About Fort Hood Loans and Lending
Using the USDA Loan for Rural Homes in Fort Hood, TX
March 19, 2018
Mortgage Insurance Explained: PMI, MIP and the VA Funding Fee
October 2, 2017
Financing Repairs When Buying Your Home: The FHA 203K Loan
June 10, 2017
Budgeting Your Mortgage Payment in Killeen, Texas
March 6, 2017
Everything You Need To Know About the VA Loan
October 23, 2016
How the VA loan can Trap Homeowners
August 9, 2016
5 Tips on Choosing a Lender (Fort Hood, TX Style)
May 27, 2016
The Texas Veterans Home Loan I Didn't Know About Until I Became a Realtor
March 13, 2016
54% of Fort Hood Home Buyers Used the VA Loan in 2015
January 7, 2016
How to Calculate Your Debt to Income Ratio
December 14, 2015
Conventional Loan
October 28, 2015
5 Tips on Choosing a Quality Mortgage Lender
September 9, 2015
Brian E Adams
Realtor with StarPointe Realty
311 E Stan Schlueter Lp. Ste. #205
Killeen, TX 76542
(512) 763-7912
brian@starpointerealty.com
www.HoodHomesBlog.com
Licensed in the State of Texas
#634766
Hopefully, if you are this far, you have already reached out to me! But if not, I am a local real estate agent, veteran, and the owner of this website, the #1 resource for home buyers in the Fort Hood area! I am an expert on local new construction, foreclosures, multi-families, military buyers, and all things Fort Hood real estate. I would love to work with you! Reach out to me today at (512) 763-7912 or brian@starpointerealty.com.
