Using the USDA Loan for Rural Homes in Fort Hood, TX
Did you know that the USDA loan is not for Farms and Ranches, but single family homes? Did you knowRead more.
Should You Keep Looking at Homes Once Under Contract?
Takeaways Whether you should “keep looking” depends on you or your market Don’t lead the seller on Communicate with yourRead more.
What to Expect in Seller Concessions in the Fort Hood, TX Area?
Takeaways An uneducated buyer can leave a lot of money on the table if they aren’t familiar with the localRead more.
I Got A Low Real Estate Appraisal in Texas. Now What?
The listing agent should exhaust efforts to get the appraiser to reconsider before going to the negotiating table Failing that,Read more.
The 3 Types of Builders: Tract, Spec and Custom
Takeaways Understanding what kind of builder you are working with will allow you to get the most from your homeRead more.
Tips on Avoiding and Overcoming Home Buyer’s Remorse
Every home is different, and none is perfect. Learn to buy smart so that you get the most from yourRead more.
Mortgage Insurance Explained: PMI, MIP and the VA Funding Fee
Not the same as property insurance, learn about the advantages and disadvantages of the loan types (VA, FHA, Conventional) asRead more.
Everything You Need To Know about Fort Hood Utilities
The complete guide to Killeen, Harker Heights, Copperas Cove, and the surrounding area's utilities (electric, gas, water, trash, Internet andRead more.
What is a Home Warranty?
Different from property insurance, home warranties, or "residential service contracts", can be godsends when faced with an unexpected and costlyRead more.
How to Choose a Property Insurance Company
Takeaways Don’t confuse property (hazard) insurance with mortgage insurance, or home warranties Start shopping for your insurance company early inRead more.
How to Buy a New Construction Home – Fort Hood, TX
What to expect when buying a new home in the Fort Hood area (Killeen, Harker Heights and Copperas Cove), tips,Read more.
Estimating the Buyer’s Closing Costs in Fort Hood
Down Payment, Closing costs, optional and negotiable services, repairs and more about what to expect and what money you needRead more.
August is Cold – The Seasons of the Fort Hood, TX Housing Market
No surprises - winter is the best time to buy, and summer is the best time to sell. A quickRead more.
How to Understand the Texas Title Commitment
Schedule A - Actual Facts. B - Buyer Notifications. C - Clear to Close and D - Disclosures. Everything youRead more.
What Does the Title Company Do in Texas?
The title company in Texas is responsible as the escrow officer and the issuer of the title policy / titleRead more.
Financing Repairs When Buying Your Home: The FHA 203K Loan
One of the only options for financing in repair costs when buying a home - it is probably better asRead more.
The Killeen First Time Homebuyer Program with Down Payment Assistance
Takeaways Consider using the Killeen Homebuyer Assistance Program if you are a first-time homebuyer in Killeen! You still have toRead more.
9 Tips to Avoid Becoming House Poor
Updated 5/29/17, Originally published 8/7/15 Takeaways Budget off your mortgage payment, not purchase price Don’t assume you can or shouldRead more.
Budgeting Your Mortgage Payment in Killeen, Texas
Updated 3/6/17; Originally published 8/26/15 Takeaways Budget based on your monthly mortgage payment, not your purchase price Plan on thatRead more.
What If Your Offer is Rejected?
Takeaways Communicate with the seller, change up your offer, and try again. Just because it’s a “low ball” doesn’t meanRead more.
7 Tips for Buying a Home “Sight Unseen”
Especially for military families coming from distant posts or overseas, travelling to Fort Hood just to house hunt may justRead more.
How to Make an Offer on a VA Foreclosure
Takeaways Buying a foreclosure in the Fort Hood area? You’re probably buying a VA foreclosure. Yes, you CAN buy aRead more.
10 Biggest Home Buying Myths in Fort Hood, TX
Even as a full time agent I have to work overtime to keep up on our market trends, industry newsRead more.
Live On-Post or Off-Post at Fort Hood, TX
The Pros and Cons to living in Fort Hood on post housing versus buying or renting off-post in Killeen, HarkerRead more.
Budgeting Your BAH in Fort Hood, TX
Updated 2/22/18; Originally published 10/27/16 Takeaways Budget from monthly payment, not home price. Don’t forget to also budget for utilities,Read more.
Everything You Need To Know About the VA Loan
Takeaways Are you eligible for the VA loan? Use it! Advantages / Pros The VA loan boasts numerous advantages toRead more.
Step 6: Do Your Due Diligence and Home Inspections
The option period is the most critical time for any contract. This is the time for the buyer to figureRead more.
Rent or Buy when Moving to Fort Hood, TX?
Fort Hood is overwhelmingly renters. According to the US Census, 1/3 of Americans are renters. That ratio is flipped inRead more.
How to Make an Offer and Negotiate the Best Deal for your Home.
Know what to expect when making an offer in the Fort Hood area so you don't run into surprises.Read more.
How the VA loan can Trap Homeowners
Updated 8/9/16, originally published 8/2/15 Takeaways The VA loan is a fantastic loan option for Fort Hood service members, butRead more.
The 9 Step Guide To Buying a Home in Fort Hood, TX
Buying a home is a major decision, the biggest investment in most people's lives, and a lot of fun! WhereRead more.
Why a Realtor Can’t Find Your Home
Takeaways A Realtor’s value is NOT primarily about finding you your home. If it were, buyers’ agents wouldn’t exist –Read more.
How to choose a quality Realtor®
Updated 7/1/16; originally published 8/15/15 Takeaways Purchasing a home is a major purchase; do your due diligence when choosing anRead more.
Fort Hood’s HOA Neighborhoods
Updated 6/26/16; originally published 8/21/15 Some people are looking for them. Others are trying to avoid them. Home Owners Associations.Read more.
The Home Buyer’s Ten Commandments
(Updated 6/16/16; originally published 7/30/15) Takeaways Steer clear from major purchases or moving money around when trying to buy aRead more.
Ranking the Best New Home Builders in Fort Hood, TX
Takeaways There is no way to “rank” builders – different builders and neighborhoods have different advantages depending on your needs.Read more.
Brian E Adams, REALTOR®
I am a real estate agent in the Fort Hood area, with StarPointe Realty. Contact me for help buying and selling in Central Texas!